Free Guide · The 4 Point Score

The Old Way Of Property Investing Is Dead.Here Are The 4 Points Needed To Buy A Property That Makes Money Without Relying On The Market.

Two of the four depend on the market. Two are yours.

7 minutes · Dan walks through the four points and three real purchases

Get the 4 Point Score guide

Free. It lands in your inbox within a minute.

Privacy Policy · Terms

$173K
Average equity gain per client, 2025
20 of 20
Last investor purchases sourced off market
50+
Transactions using this model
4 to 12
Weeks, average buy time

The $173,000 average equity gain per client was measured across 2025, before the market declined. It is a record of what happened, not a forecast of what will.

“

For our property purchase they had a depth of knowledge that reflects their own professional and personal familiarity with the market. We secured an off market property at a competitive price in a tight timeframe.

Vic & Bronwyn · Bothsides clients
The problem

Passive investing doesn't cut it anymore

Buy and hold was a strategy when the market did the work for you. It is not one now.

Government policy keeps changing, interest rates are high, buyer sentiment shifts, and capital city prices are down 5.1% nationally this year, as of the end of September 2026. None of that sits inside your control.

That is why one or two points is no longer enough.

Structure

The wall most investors hit at their second purchase

It is almost never the deposit.

A bank tests your repayment at roughly three percentage points above the rate you actually pay, then counts your rent at around 80%, not 100%. Take a property renting for $1,000 a week with $1,000 a week of repayments at 6.5%. In real life it breaks even. To the bank it reads as minus $500 a week, and every property in your own name carries that loss into the next application.

That is why most investors stall at two or three properties. The way past it is a property where the rent carries the loan, held in a company or trust, so some banks can disregard that loan when you go again. The guide works through it in full.

The 4 Point Score

Most investors only ever score 2 out of 4

Every property purchase can be scored out of four. The old way was to buy for one, maybe two. The new way is to buy with three or four present.

Depend on the market
1
Passive
Cash Flow
The rent carries it, or close to. Neutral fast.
Yield 5%+
2
Passive
Location / Growth
Population, infrastructure and scarcity do the compounding.
Growth 7.5%+
These two are yours
3
Active
Below Market Value
Instant equity built into the deal before the market moves at all.
Equity on entry
4
Active
X Factor
A second dwelling, a subdivision or a development approval.
Value add
1/4AverageSingle lever. Fully exposed if it turns.
2/4OkayStill dependent on the market cooperating.
3/4GreatMultiple levers compounding together.
4/4EliteBuilt to win with or without the market.

Tick two, you're average. Tick four, you're elite. Most investors never get past two.

Proof

Proven results

Real client purchases, each figure carrying the valuation it came from. Measured before the market softened, and not a forecast of future performance.

Wamberal NSW property
Development Opportunity
John, Wamberal NSW
+$418,000
equity in 4 monthsBank valuation, February 2026
Bensville NSW property
Freestanding House
Max, Bensville NSW
+$260,000
equity in 10 monthsBank valuation, February 2026
Toowoon Bay NSW property
House and Granny Flat
Aryan, Toowoon Bay NSW
+$195,000
equity in 8 monthsBank valuation, March 2026
“

My partner and I purchased our first investment property with Dan and Josh. They are both incredible, knowledgeable, communicative, and guided us through the entire process. I couldn't have done it without them.

Shania and MikeShania & Mike
Dan Beardall, founder of Bothsides Buyers Agency
Who put this together

Dan Beardall

Founder of Bothsides Buyers Agency and host of the Bothsides Podcast. Ten years in property and finance, a Bachelor of Commerce in Finance, a Class 1 Real Estate Licence, and more than a hundred podcast conversations with the investors, developers and agents who actually built something.

Those conversations kept landing on the same four things. The 4 Point Score is those four things written down.

Another free resource
The No BS Property Show
Dan and Josh on the same four points, in long form. Eighty six minutes on what to buy, where, and how to score it before you make an offer.

Before you download

Do I have to live in NSW or QLD?

No. We work with clients anywhere in Australia and act entirely remotely, so where you live does not limit what you can buy. Most of our buying is on the East Coast, primarily New South Wales and Queensland, because that is where the stock currently stacks up.

Do you buy new builds or off the plan?

Yes, both, though most of the time the answer is established. The majority of investor purchases are established property, because that is usually where the below market value opportunities sit. But it is a case by case call. Brand new works when the right stock can be sourced at a discount, and off the plan can suit someone who has a deposit but limited serviceability right now, since they can secure the property and settle down the track.

I already own property. Is this still relevant?

Yes. Many of our clients are repeat clients, often buying their third property with us. The score is what decides whether the next one is worth doing at all.

What happens after I enter my email?

The guide lands in your inbox within a minute. Over the following weeks you will get a short series of emails with the case studies and the parts that did not fit in the guide, one at a time. Unsubscribe whenever you like, and nobody calls unless you ask for a strategy session.

Get the formula, free

The four points in full, the six channels we use to source below market value, and real deals scored against all four.

Send Me The Free Guide

General Information Only. Not Financial, Tax, Legal or Credit Advice. Bothsides operates as a property buyers agency. We are not licensed financial planners, tax advisers, mortgage brokers, credit providers or legal practitioners. The information in this guide is general in nature and does not consider your objectives, financial situation or needs. Before acting on anything here, you should obtain independent advice from appropriately licensed and qualified professionals. Past examples are not reliable indicators of future performance.

2026 Bothsides Advocacy Pty Ltd. Privacy Policy. Terms and Conditions.